{"id":679,"date":"2009-01-27T04:06:07","date_gmt":"2009-01-27T04:06:07","guid":{"rendered":"http:\/\/elli.annall.is\/?p=679"},"modified":"2009-01-27T04:06:07","modified_gmt":"2009-01-27T04:06:07","slug":"hvad-merkir-skuldastadan","status":"publish","type":"post","link":"https:\/\/ispeculate.net\/writings\/2009\/01\/27\/hvad-merkir-skuldastadan\/","title":{"rendered":"Hva\u00f0 merkir skuldasta\u00f0an?"},"content":{"rendered":"<p>\u00cd okt\u00f3ber sp\u00e1\u00f0i \u00e9g \u00fev\u00ed a\u00f0 heildarskuldir sem f\u00e9llu \u00e1 r\u00edki\u00f0 myndu vera af st\u00e6r\u00f0argr\u00e1\u00f0unni 4.000 milljar\u00f0ar kr\u00f3na [<a href=\"http:\/\/elli.annall.is\/2008-10-19\/hlutfall-skulda-af-veltu\/\">1<\/a>] [<a href=\"http:\/\/elli.annall.is\/2008-10-19\/hvad-skuldum-vid\/\">2<\/a>]. N\u00fana vir\u00f0ist hins vegar lj\u00f3st a\u00f0 minnsta kosti helmingur \u00feeirra upph\u00e6\u00f0ar mun falla \u00e1 a\u00f0ila sem l\u00e1nu\u00f0u peninga til \u00edslensku bankanna e\u00f0a notu\u00f0u banka\u00fej\u00f3nustu \u00feeirra erlendis. \u00deannig vir\u00f0ist skv. fr\u00e9tt mbl.is sem \u00e9g v\u00edsa til \u00ed fyrri f\u00e6rslu, skuldirnar ver\u00f0a n\u00e6r 2.000 millj\u00f6r\u00f0um. Ef vi\u00f0 gerum r\u00e1\u00f0 fyrir 5% v\u00f6xtum a\u00f0 jafna\u00f0i erum vi\u00f0 a\u00f0 tala um 100 milljar\u00f0a \u00ed vaxtagrei\u00f0slur \u00e1 \u00e1ri e\u00f0a \u00e1 milli 20-25% af fj\u00e1rl\u00f6gum. R\u00e9tt er a\u00f0 hafa \u00ed huga a\u00f0 einhver l\u00e1n munu bera l\u00e6gri vexti en s\u00e9r \u00ed lagi l\u00e1n \u00ed kr\u00f3num munu bera mun h\u00e6rri.<\/p>\n<p>\u00dea\u00f0 er \u00fev\u00ed lj\u00f3st a\u00f0 10% ni\u00f0urskur\u00f0urinn \u00e1 Fj\u00e1rl\u00f6gum \u00feessa \u00e1rs mun duga skammt. \u00c9g hef \u00e1\u00f0ur bent \u00e1 ni\u00f0urskur\u00f0arlei\u00f0ir \u00ed Fj\u00e1rl\u00f6gum \u00ed annarri af fyrri f\u00e6rslum og geri r\u00e1\u00f0 fyrir a\u00f0 skattah\u00e6kkanir \u00feurfi einnig a\u00f0 eiga s\u00e9r sta\u00f0 flj\u00f3tlega.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cd okt\u00f3ber sp\u00e1\u00f0i \u00e9g \u00fev\u00ed a\u00f0 heildarskuldir sem f\u00e9llu \u00e1 r\u00edki\u00f0 myndu vera af st\u00e6r\u00f0argr\u00e1\u00f0unni 4.000 milljar\u00f0ar kr\u00f3na [1] [2]. N\u00fana vir\u00f0ist hins vegar lj\u00f3st a\u00f0 minnsta kosti helmingur \u00feeirra upph\u00e6\u00f0ar mun falla \u00e1 a\u00f0ila sem l\u00e1nu\u00f0u peninga til \u00edslensku bankanna e\u00f0a notu\u00f0u banka\u00fej\u00f3nustu \u00feeirra erlendis. \u00deannig vir\u00f0ist skv. fr\u00e9tt mbl.is sem \u00e9g v\u00edsa til &hellip; <a href=\"https:\/\/ispeculate.net\/writings\/2009\/01\/27\/hvad-merkir-skuldastadan\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Hva\u00f0 merkir skuldasta\u00f0an?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"wds_primary_category":0,"footnotes":""},"categories":[2],"tags":[85],"class_list":["post-679","post","type-post","status-publish","format-standard","hentry","category-islenska","tag-hruni"],"_links":{"self":[{"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/posts\/679","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/comments?post=679"}],"version-history":[{"count":0,"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/posts\/679\/revisions"}],"wp:attachment":[{"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/media?parent=679"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/categories?post=679"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/tags?post=679"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}