\u00de\u00e6r eru trend\u00ed augl\u00fdsingarnar hj\u00e1 M\u00fala \u00feessa dagana. \u00deeir bj\u00f3\u00f0a l\u00e1n til \u00feeirra sem eru \u00ed klemmu og fyrsta 10 daga l\u00e1ni\u00f0 er vaxtalaust. Ef \u00e9g geng \u00fat fr\u00e1 10.000 kr\u00f3na l\u00e1ni \u00ed 10 daga reynist reyndar l\u00e1nst\u00f6kukostna\u00f0urinn 4,5% sem reiknast sem 490% kostna\u00f0ur \u00e1 \u00e1rsgrundvelli. Ef vi\u00f0 hins vegar \u00e1kv\u00e6\u00f0um\/\u00feyrftum a\u00f0 framlengja l\u00e1ni\u00f0 um 30 daga, \u00fe\u00e1 myndu 10.450 kr\u00f3nurnar sem vi\u00f0 skuldum eftir dagana 10, fyrst byrja a\u00f0 kosta okkur. Mi\u00f0a\u00f0 vi\u00f0 uppl\u00fdsingar sem \u00e9g t\u00f3k saman \u00e1 vefs\u00ed\u00f0u M\u00fala m\u00e1 reikna \u00fat a\u00f0 vextirnir af upph\u00e6\u00f0inni \u00e1samt kostna\u00f0i yr\u00f0i 3.404% \u00e1 \u00e1rsgrundvelli.*<\/p>\n
Me\u00f0 \u00f6\u00f0rum or\u00f0um ef \u00e9g fengi 10.000 kr\u00f3na l\u00e1n fr\u00e1 M\u00fala 1. febr\u00faar, \u00fe\u00e1 myndi \u00e9g skulda 13.450 kr\u00f3nur 1. mars, \u00a018.090 kr\u00f3nur 1. apr\u00edl …, 260.582 kr\u00f3nur 1. jan\u00faar \u00e1ri\u00f0 eftir og loks eftir eitt \u00e1r 350.483 kr\u00f3nur (Reyndar me\u00f0 fyrirvara um a\u00f0 \u00fea\u00f0 er ekki h\u00e6gt a\u00f0 framlengja l\u00e1ninu \u00e1n fyrirhafnar \u00ed meira en 60 daga).<\/p>\n
Svona l\u00e1nafyrirgrei\u00f0sla beinist fyrst og fremst a\u00f0 ungu f\u00f3lki og f\u00f3lki sem er \u00ed mj\u00f6g “desperate” a\u00f0st\u00e6\u00f0um og er e.t.v. er ekki mj\u00f6g me\u00f0vita\u00f0 um vaxta\u00fatreikninga og \u00e1 erfitt me\u00f0 a\u00f0 sj\u00e1 heildarmyndina \u00feegar kemur a\u00f0 fj\u00e1rm\u00e1lum. Me\u00f0 \u00f6\u00f0rum or\u00f0um, M\u00fala leitast vi\u00f0 a\u00f0 misnota s\u00e9r \u00feekkingarleysi og erfi\u00f0leika f\u00f3lks til a\u00f0 gr\u00e6\u00f0a peninga. Augl\u00fdsingarnar beinast a\u00f0 ungu f\u00f3lki. \u00c1 vefs\u00ed\u00f0unni er tala\u00f0 um peningam\u00e1l \u00e1 mannam\u00e1li, en samt er ekki h\u00e6gt a\u00f0 sj\u00e1 \u00fatreikninga \u00e1 \u00e1rsv\u00f6xtum. En \u00e9g skal tala \u00e1 mannam\u00e1li.<\/p>\n
Einstaklingarnir sem standa \u00e1 bakvi\u00f0 fyrirt\u00e6ki\u00f0 M\u00fala eru si\u00f0lausir og leitast vi\u00f0 a\u00f0 maka kr\u00f3kinn \u00e1 \u00feeim sem verst standa. Starfsemi eins og s\u00fa sem \u00feeir bj\u00f3\u00f0a upp \u00e1 er okkur \u00f6llum til minnkunar. \u00cd krafti eigin a\u00f0gengis a\u00f0 fj\u00e1rmagni, mergsj\u00faga \u00feeir \u00fe\u00e1 sem s\u00edst skyldi. Svona starfsemi er \u00f6murleg og hreinlega me\u00f0 \u00f3l\u00edkindum a\u00f0 svona starfsemi s\u00e9 leyf\u00f0 \u00e1 \u00cdslandi.<\/p>\n
\u00dev\u00ed mi\u00f0ur er ekki h\u00e6gt au\u00f0velt a\u00f0 finna hverjir standa a\u00f0 baki fyrirt\u00e6kinu. Heimilisfangi\u00f0 er \u00ed Gar\u00f0astr\u00e6ti og fyrirt\u00e6ki\u00f0 sem er skr\u00e1\u00f0 fyrir l\u00e9ninu heitir\u00a0TEXTIT\u00a0\u00cdSLAND\u00a0ehf og sagt til heimilis \u00e1 Reykjav\u00edkurflugvelli. Ef leita\u00f0 er \u00ed fyrirt\u00e6kjaskr\u00e1 m\u00e1 reyndar sj\u00e1 a\u00f0 b\u00e6\u00f0i fyrirt\u00e6ki\u00f0 Mula ehf og Textit \u00cdsland eru skr\u00e1\u00f0 \u00e1 sama l\u00f6gfr\u00e6\u00f0ing.<\/p>\n
En hva\u00f0 um \u00fea\u00f0, m\u00e9r er st\u00f3rkostlega misbo\u00f0i\u00f0 og minnugur \u00feess a\u00f0 vi\u00f0 eigum ekki lengur a\u00f0 \u00feegja heldur benda \u00e1 illskuna og misgj\u00f6r\u00f0irnar \u00ed samf\u00e9laginu \u00fe\u00e1 er \u00feetta mitt framlag \u00ed dag.<\/p>\n
* \u00cd f\u00e6rslunni st\u00f3\u00f0 upphaflega a\u00f0 um v\u00e6ri a\u00f0 r\u00e6\u00f0a 3504% vexti og kostna\u00f0 \u00e1 \u00e1rsgrundvelli. \u00dev\u00ed mi\u00f0ur var\u00f0 m\u00e9r \u00e1 sm\u00e1v\u00e6gileg reikniskekkja sem \u00e9g bi\u00f0st afs\u00f6kunar \u00e1. Hi\u00f0 r\u00e9tta er a\u00f0 vextir og kostna\u00f0ur \u00e1 \u00e1rsgrundvelli er 3404%. Yfirleitt munar um skekkju upp \u00e1 100%, en \u00ed \u00feessu tilfelli hefur \u00fea\u00f0 mj\u00f6g \u00f3veruleg \u00e1hrif \u00e1 efni f\u00e6rslunnar.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":" \u00de\u00e6r eru trend\u00ed augl\u00fdsingarnar hj\u00e1 M\u00fala \u00feessa dagana. \u00deeir bj\u00f3\u00f0a l\u00e1n til \u00feeirra sem eru \u00ed klemmu og fyrsta 10 daga l\u00e1ni\u00f0 er vaxtalaust. Ef \u00e9g geng \u00fat fr\u00e1 10.000 kr\u00f3na l\u00e1ni \u00ed 10 daga reynist reyndar l\u00e1nst\u00f6kukostna\u00f0urinn 4,5% sem reiknast sem 490% kostna\u00f0ur \u00e1 \u00e1rsgrundvelli. Ef vi\u00f0 hins vegar \u00e1kv\u00e6\u00f0um\/\u00feyrftum a\u00f0 framlengja l\u00e1ni\u00f0 um … Continue reading Okurl\u00e1navi\u00f0skipti M\u00fala<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"wds_primary_category":0,"footnotes":""},"categories":[2],"tags":[36,39,85,89],"class_list":["post-3830","post","type-post","status-publish","format-standard","hentry","category-islenska","tag-consumerism","tag-crap","tag-hruni","tag-injustice"],"_links":{"self":[{"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/posts\/3830","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/comments?post=3830"}],"version-history":[{"count":0,"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/posts\/3830\/revisions"}],"wp:attachment":[{"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/media?parent=3830"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/categories?post=3830"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ispeculate.net\/writings\/wp-json\/wp\/v2\/tags?post=3830"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}